Our Guarantee

St. James’s Place guarantees the suitability of the advice given by members of the St. James’s Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group’s website: www.sjp.co.uk/products-and-services/products-and-services.

Our Services

Retirement Planning

– Annual Allowance planning
– Lifetime Allowance planning
– Review existing policies
– Positioning assets efficiently for retirement
– SIPP tax planning
– Income projections and forecasting

Financial Planning

– School fees planning
– Capital event planning
– Creation of income sources in retirement
– Wealth accumulation and preservation
– Tax efficient investments including EIS and VCT’s

Trust and Estate Planning

– Inheritance Tax planning
– Advice on gifts
– Trust planning
– Reviewing your Will‡

Insurance and Assurances

– Business protection
– Employee benefits
– Personal insurances and assurances

Asset Management

– Advice on management or disposal of existing assets
– Advice on risk management and diversification of assets 
– HMRC approved tax-advantaged investments

‡ This service requires the referral to a service that is separate and distinct to those offered by Think Wealth Management Limited or St. James’s Place. Wills are not regulated by the Financial Conduct Authority.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

Please note that VCTs/EISs are illiquid investments, subject to future and retrospective tax changes and as such are suitable only for experienced, sophisticated or high net worth investors who accept that they may get back significantly less than the original investment.

OUR SERVICES AND ADVICE GUARANTEES

We believe in offering our clients guarantees. With a lack of quality advice available in an area that can quickly become unclear and convoluted, it is important to us that you have peace of mind. 

*These are Think Wealth Management Services and are subject to the St. James’s Place Terms of Business. We choose to work with St. James’s Place Wealth Management for all wealth management services because, not only are they a reputable FTSE100 company, but they also offer a guarantee, which applies to these services only: