Financial advice for you and your business

Our service is designed to encompass all areas of your financial circumstances. Whilst many promise a holistic service, we are uniquely situated to deliver on this promise.

How we work with you and your business

At Think Wealth we believe in the importance of simplicity. We have a straightforward process which allows you to do your due diligence no obligation consultation before commitment. It is important to us that clients choose to work with us from an informed and wholly comfortable position:

We use our extensive knowledge and expertise to determine opportunities or inefficiencies in your business's financial strategy then, combined with our understanding of you, your business, and its goals, deliver our recommendations.

Our Service

Our expertise is extensive and the highlighted services below are some of the common areas where we can assist, however this list is by no means exhaustive. We always tell our clients, if you have a question, ask us. We will help you find a solution.

Retirement Planning

– Annual Allowance planning
– Lifetime Allowance planning
– Review existing policies
– Positioning assets efficiently for retirement
– SIPP tax planning
– Income projections and forecasting

Financial Planning

– School fees planning
– Capital event planning
– Creation of income sources in retirement
– Wealth accumulation and preservation
– Tax efficient investments including EIS and VCT’s

Trust and estate planning

– Inheritance Tax planning
– Advice on gifts
– Trust planning
– Reviewing your Will*

Financial Services for your business

– Shareholder protection
– Key man insurance
– Investment strategies
– Pension advice
– Offshore investments
– Saving schemes (ISA’s, Unit Trusts etc.)
– Self-invested personal pensions
– Investments with tax relief

Aspects of Exit Strategy Coaching

– Aspects of exit strategy planning
– Post-sale investment advice
– Tax planning pre and post-sale

Insurance and Assurance

– Business protection
– Employee benefits
– Personal insurances and assurances

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

EISs and VCTs generally invest in small UK companies, as such there is a risk that any of these may not perform as originally hoped and in some cases, may fail completely. These types of investments are therefore only suitable for those willing to take a high level of risk with their capital. The favourable tax relief given to these investments are subject to changes in legislation.


*Will writing involves the referral to a specialist whose services are separate and distinct to those offered by St. James’s Place and along with Trusts are not regulated by the Financial Conduct Authority.

St. James's Place guarantees the suitability of the advice we provide.

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